Infinite Banking Principles Part 7 – Banking Equation

March 23, 2009

What’s the fastest way to build wealth?

Get on the RIGHT side of the BANKING EQUATION!

What does that mean?

Well, every equation has 2 sides, with an “equal” sign in the middle.

In the BANKING EQUATION, you have consumers view on the left hand side and the bankers view on the right hand side.

So let me ask you this?

Which side do you think sees “Interest Rate” and “Monthly Payments”?

Obviously the consumer.

What does the banker see? Volume and Velocity. I will explain.

So when consumer buys a car, they “see” 8% interest and $450 payments per month.

The bankers “see” the “volume” of dollars coming in and the velocity they can turn that. This is where most people fail.

Explaining Volume and Velocity is where it becomes challenging. A whole shift in mindset is needed.

Let’s start with VOLUME.

Volume is the TOTAL DOLLARS the banker is receiving. So back to the car example. When consumer “sees” 8% and $450 per month, banker sees the volume of $35,000 (as an example). Also, from that, $8000 is INTEREST VOLUME.

As we discussed in a previous post, almost 1/3 of typical American income goes towards interest. But who is receiving that? The Banker! Because he is on the right side of the BANKING EQUATION.

Any savvy investors will say, “what about time value of money”?

I agree - I will discuss that once I discuss VOLUME and VELOCITY. But before we move on to next step, recognize that VOLUME by itself is great, but not great enough. We need to combine it with VELOCITY OF MONEY to get the “umpphh” out of this.

I will leave the discussion of VELOCITY OF MONEY for another post.

For now, I will expand on VOLUME by giving an example in the next post.

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My Other Blog

March 19, 2009

Man – o – man!

Am I excited about blogging or what – I have another blog to announce.

I decided to keep THIS blog separately from the other.

THIS blog has to do with banking systems, the other with everything else I do such as real estate investing, building wealth, private lending, etc.

The link is www.GeorgeAntoneBlog.com.

I will keep posting to both blogs, but I now understand why people blog – it is interesting!

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Infinite Banking Principles Part 6 – High Level Steps

March 6, 2009

So far, we have touched on a number of pieces of the INFINITE BANKING concept.

Let’s back up and look at the high level steps of doing this.

What are the steps to get this up and running?

1) Setup your banking system

2) Fund your banking system

3) Start borrowing from your banking system

4) Make sure money is constantly moving (borrowing it and paying it back)

That’s basically it!

Are you ready for your banking system?

Visit us at out next Infinite Wealth System Workshop, where you can get all the education and your banking system setup!

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Infinite Banking Principles Part 5 – It Enhances Your Investments

February 28, 2009

We have touched on the basics of the Infinite Banking.

We recognize it is a Financing System.

We recognize it is NOT investing.

People ask me, how does this mix with investing?

We have not covered “Banker’s Rules” yet, but for now, recognize that when you wear your banker’s hat, you have to make decisions as a banker.

Bankers do not invest. So your BANKING SYSTEM does not invest. It lends, and it follows the rules of lending. We will cover this in a future post with “Banker’s Rules”.

Having said that, your banking system can LEND YOU money, and YOU can invest it.

You have to recognize that your BANKING SYSTEM makes money from receiving regular (monthly) payments from a loan it made, not from an investment. It makes money by MOVING money.

So having said that, when YOU invest, YOU are still liable to making payments to your banking system.

So does INFINITE BANKING replace investing? NO!

When you combine INFINITE BANKING with an INVESTMENT SYSTEM, no matter what it is, whether real estate, stocks or whatever, it enhances the investment and does NOT replace it.

In other words, the combination of the INFINITE BANKING and the INVESTMENT SYSTEM will always outperform the INVESTMENT SYSTEM alone!

Think of it this way. If you are a real estate investor, and you buy a property, don’t you think you can make more money than the next investor if you own BOTH the property and the BANK that financed it?

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Infinite Banking Principles Part 4 – It’s a Process!

February 27, 2009

We touched on Infinite Banking as a way of RECAPTURING the interest one pays to 3rd party lending institutions. This “BANKING SYSTEM” allows you to lend funds to someone including yourself, and earnings grow in a tax-advantaged environment (at a basic level).

This allows you to build wealth through recapturing the interest (and principal) and grow it in a tax advantaged environment.

This has nothing to do with INVESTING. We are talking about financing.

The physical money can reside anywhere, and the mechanics of the lending is not relevant (for now).

What is relevant here is the PROCESS. This is the same PROCESS banks are using.

They are building massive wealth through VOLUME and VELOCITY of money (this is taught in our seminars), and in a tax-advantaged environment.

What is the significance of that statement (“it is process”)?

Some people out there argue about Infinite Banking, but they are missing the point. Infinite Banking is a PROCESS and not a PRODUCT. These same people are arguing where the money in the banking system should reside physically, and their argument is that Infinite Banking is a scam BECAUSE the money is residing in some specific vehicle.

Let me elaborate.

One “vehicle” (place to put money) can be in a CD (Certificate of Deposit). Another example could be your savings account. Another example could in the cash value of a life insurance policy.

The vehicle we use does not matter (for now). What matters is the understanding that this is a PROCESS.

We will discuss the BEST vehicle to use for this PROCESS in a future post.

But for now, recognize that the PROCESS works perfectly, and that it is a process!

It is worked for thousands of years!!

Until next time.

I have been getting a lot of requests from people who want to attend our live trainings – feel free to visit http://www.infinitewealthsystem.com for upcoming Infinite Banking live seminars. These seminars take Infinite Banking to a whole new level never seen before.

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Infinite Banking Principles Part 3 – Recapture

February 22, 2009

The average American spends up to 34% of their income on INTEREST! Furthermore, up to 30% is spent on TAXES! Combined, that is up to 64% of the average American income is spent on INTEREST and TAXES!

The average American SAVINGS is less than 5% of their income (if they are diligent). In fact, for the past two years, and for the first time since the Great Depression, Americans are spending MORE than they earn! In 2006, Americans saved at a rate of NEGATIVE 1%, according to statistics released by the Commerce Department. The savings rate in 2005 was NEGATIVE 0.4%!

So let me make sure we get this straight!

The average American busts their behind working so hard just to send 2/3 of their income to banks and the government. Then they have to live on 1/3 of their income if they are lucky! That means the average American works from January THROUGH August for the banks and the government, then is left to work September through December for living expenses!

No wonder the average American is BROKE!

What is the solution?

You need to be on the RIGHT side of the BANKING EQUATION (more to come on this in a future post).

You have to start RECAPTURING your interest.

How?

Create your own banking system and BORROW from your own banking system.

Then you pay your BANKING SYSTEM what you would have paid any other bank.

The effect of that is that you are still paying interest, but to your OWN banking system. This allows your banking system to become wealthy over time (and man does it become wealthy! Future post). This in turn allows you to RECAPTURE the interest you would have paid someone else.

Infinite Banking Concept at a basic level is the RECAPTURING of all the interest payments and some taxes into your own “Bank” (banking system)! You then GROW your money fast in your banking system in a compounding manner and in a tax-advantaged environment. The results are astounding.

For now, make sure you understand how interest is recaptured.

Think about the result that has on the average American income. 34% of the interest going to third party lenders now is being recaptured and going into your banking system (your other pocket). Nice!

Hang in there for the next post. Things are about to get  LOT MORE exciting!

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Infinite Wealth System Workshop Concludes

February 15, 2009

 

We just concluded our “Infinite Wealth System Workshop” last week. It was sold out.

This workshop is a 3-day event where students LEARN the concepts and also IMPLEMENT these strategies so that people can start building wealth immediately after the workshop. The workshop goes over some very powerful strategies that are combined with the infinite banking. Nobody out there has combined these strategies together to form the powerful “Infinite Wealth System.”

In short, the students LOVED it!

The feedback was overwhelming. Students told us based on written feedback that this is by far the absolute best workshop/seminar they have ever been to.

Here are a few comments from the many we got:

“Eye opening concepts using bankers rules for personal gain provides security, safety, and control.”

“I would highly recommend this event. I do not know of anyone else who is teaching it.”

“This was the most amazing in formation to build your financial future – great info & tools.”

“Have not been exposed to this information anywhere else.”

“Everyone should be taking this course. Learning that I can control my own economy is priceless.”

“I learned so much and would like to share that with others.”

 

“Information not taught anywhere else.”

  

“The content and delivery is brilliant. Truly a life changing event.”

 

I am happy to share this life changing information with the world.

 

People say “ignorance is bliss” – try “ignorance is expensive”!!! Not knowing this information is costing people millions of dollars!

 

Thank you to everyone that participated!

 

I look forward to seeing the rest of you in the next one.

 

For more information, visit www.infinitewealthsystem.com.

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Infinite Banking Principles Part 2 – Opportunity Cost

February 14, 2009

 

I will expand on the last post on “Finance Everything.”

Assume we have a car we would like to buy. It is worth $20,000.

We have the $20,000 in CASH. We are also approved for a car loan for the whole $20,000 at 8%.

Scenario I:

We buy the car with our CASH. Therefore we save paying the 8% interest loan on the car loan.

We are then approached by an investment that would have generated 12% return. We decide we cannot participate due to lack of capital. The capital was used to buying the car.

What is the cost of buying the car now?

You essentially financed the car at 12%!

Scenario II:

We finance the car with the car loan. Therefore we are paying 8% interest on the car loan.

We now have the opportunity to invest the capital and making 12% return. This allows us to make a 4% spread!

Scenario III:

What if you owned the “bank” (banking system)?

With the INFINITE BANKING concept, you can finance the car with YOUR banking system, AND invest your capital in the investment. So you gain the investment and you finance the car with your own banking system.

The net effect is that you allow your banking system to make money (all the interest) and you gain the return from the investment.

Net Result: Gain on both deals! 4% spread, and you recapture all the interest you would have paid another bank.

The last statement is probably confusing to most readers, but worry not, keep reading future posts and you will get it.

Hang in there for the next post…

Visit www.infinitewealthsystem.com for more powerful information.

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Infinite Banking Principles Part I – Finance Everything

February 12, 2009

 

You Finance Everything!

Think about it.

When you buy a car for example, you pay one of 3 ways:

  • You BORROW the money from a third party finance company and buy the car
  • You LEASE the car
  • You pay all CASH

In all 3 cases, you lose.

Let’s analyze that further.

When you BORROW money, you are making payments to a bank – so you are losing money to finance the car.

When you LEASE the car, you are also making payments to a bank – so you are losing money as well.

When you buy with CASH, you are losing the opportunity to use that cash for investments. For example, if you used $25,000 to buy the car, then you lose on an opportunity to invest the $25,000 for a higher return. The opportunity to invest is now lost because your money was used to buy the car.

That is called an OPPORTUNITY COST.

All 3 methods are a form of financing.

So when you pay cash for something, you are still financing in a sense, and this is where most people fail in their understanding.

Here is something to remember: Every dollar you pay means you cannot earn interest on.

Think about it carefully. Read it a second time.

So going back to the car, if you paid cash for it, you give up the opportunity to earn interest on that money, which could prove costly over time.

It turns out, there is a FOURTH way to finance the car. A method that allows you to tap into all the benefits of the above scenarios without the negatives.

Unlike the previous (and traditional) financing methods, by using this new financing method, you actually BUILD wealth!

That method is the INFINITE BANKING method – simply put, it is a new FINANCING METHOD.

I will expand on that in the coming posts.

For now, re-read the above.

Here is some more information: http://www.infinitewealthworkshop.com that takes some very advanced concepts and merges them together to offer a VERY powerful wealth building solution!

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Infinite Banking – What a Concept!

February 11, 2009

This guy, Ed Gonsalves followed us all the way to San Diego. He had been bugging me about some “Infinite Banking” concept!

“Whatever” I thought - some “savings” gimmick!

Was I wrong!!! It turned out to be life changing!

Allow me to start from the beginning!

My name is George Antone, and I have been involved in various wealth building strategies since I was 16 years old. I own real estate nationwide, including single family homes (rentals) as well as apartment buildings. I have also launched a number of successful businesses over the years, a number of  which I still own today.

I also do some public speaking around the country, and really enjoy that.

I “invest” because I enjoy the GAME! The beauty of this “wealth building game” is that everyone can win, unlike a board game where everyone has to lose for one person to win. My public speaking allows me to share my experiences with people, and also their experiences with me.

I have been approached by many people with various schemes of building wealth, and honestly, have not been impressed by them.

Back to this gentleman, Ed Gonsalves.

He stuck a book into my hands and asked me to read it.

To cut the story short, it changed my life.

This blog is targeted to the discussion and implementation of the concepts of this fabulous concept – THE INFINITE BANKING CONCEPT.

I will share with you what has worked and what has not.

I will share with you distinct and specific concepts that will help explain this concept.

Once you GET IT, there will be an initial paradigm shift that will occur, but what’s more exciting is that this shift will keep occurring over the years as you find new uses for this.

I hope to show you what many will never know about… One of the most powerful wealth building concepts out there.

Welcome to my blog!

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